The game players account or equipment accident loss, theft but to insurance company claim for compensation. Yesterday, reporters from the sunlight to insurance hubei branch learned that this company united network game company GAMEBAR launched the world's first virtual property insurance, this product by Internet company, protect, pay for the player loss.
According to information, the sunshine insurance company launch innovative danger to plant, is a combination of the online "gather the design insurance products, classified as insurance market liability insurance, and the common product quality liability insurance, the Internet company similar to the insurance company for purchase, according to insurance contract to protect players as well as their online related interests. For example, when the game account data stolen or lost happened, they might need to player by online operators compensation, the underwriter will according to insurance contract agreement shall be responsible for compensation, in online operators, the underwriter again after players online operators to pay reparations related.
And when happening insurance extent of liability accident loss, the insurance company is according to what intercession claims? According to sun insurance relevant controller introduces, this innovation is planted introduce a third party social supervision mechanism and data hosting organization- the China copyright protection center. In the China copyright protection center, under the guidance of the insurance in the game launch virtual "treasure innovation bank", this system consists of copyright protection center custody, save the fairy "game data together, the China copyright protection center as an independent third party for the game will oversee the data issued by independent data analysis report, and will the report after the accident compensation as the basis, related results will also announces.
Reporter survey found, before this online game player once encounter account theft, and so on, solutions for Internet company to give compensation or through the legal means to rule. But because the program is too complex, most players choose submit to humiliation, start all over again. The virtual property insurance launch got players identity. A veteran player said: "we into the game equipment on the spending, hundreds of thousands of, ranging from the millions of dollars, have, the most important is to put into the piece of feelings. After once lost, that kind of emotional hit more than material loss."
But there are also many players have expressed doubt, the reporter interviewed DuoWei random game "geek" college students, they are said to have been used to hack, inured to the weird. A professional college LiTongXue told reporters: "I am pretty hardcore gamer, the number is stolen, equipment lost, this is often the case, the back, the inside of the gold was mostly used up, weapons, be deleted, but mostly we also put into less, so don't worry about DuoDa."
A senior players said they play warcraft for many years, and now at very high levels. "I spend money to buy a few yuan the password protection, but still can't avoid number theft." He told reporters, actually Internet company in safety concerns or very thoughtful, but because the virus can't avoid it, some users in the operation according to the provisions, so often number were stolen, retrieved loss not small, in the use of network game, should strengthen the awareness, reduce unnecessary loss of human factors.
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